JC Financial: Privacy Policy
Content
1. Information We Collect
We may collect the following types of personal information:
- Identifiers: Name, address, phone number, email address, Social Security number, driver’s license number, or other government-issued identification.
- Financial Information: Bank account details, credit card information, income, and credit history.
- Internet Activity: Information about your interaction with our website, such as IP address, browser type, and pages visited.
- Commercial Information: Records of products or services purchased, obtained, or considered.
- Professional or Employment Information: Job history, current employer, and income details.
- Geolocation Data: Physical location or movements when you use our website or mobile applications.
2. How We Use Your Information
We use your personal information for the following purposes:
- Providing Services: To process your applications, manage your accounts, and offer financial products and services.
- Customer Support: To respond to your inquiries, requests, and provide customer support.
- Marketing: To send you promotional materials and offers that may interest you, unless you opt out.
- Compliance and Legal Obligations: To comply with legal requirements, such as those imposed by the Gramm-Leach-Bliley Act (GLBA), and to protect our legal rights.
- Security: To protect our website, services, and users from fraud, abuse, or unauthorized access.
You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to JC Financial or its service provider for the duration of your business relationship, solely to help them identify you or your wireless device and to prevent fraud. See the Privacy Policy for how your data is treated.
3. Information Sharing
We do not sell your personal information. However, we may share your information with:
- Service Providers: Companies that provide services on our behalf, such as data processing, marketing, and customer support.
- Affiliates: Companies related to JC Financial by common ownership or control.
- Legal Authorities: When required by law or in response to a valid legal process.
- Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets.
4. Your Rights Under CCPA
As a California resident, you have the following rights regarding your personal information:
- Right to Know: You can request details about the categories and specific pieces of personal information we have collected about you.
- Right to Delete: You can request that we delete personal information we have collected from you, subject to certain exceptions.
- Right to Opt-Out: You can opt-out of the sale of your personal information (though JC Financial does not sell your personal information).
- Right to Non-Discrimination: You will not be discriminated against for exercising your privacy rights.
To exercise your rights, please contact us using the information provided below.
5. Security of Your Information
We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the Internet or electronic storage is completely secure.
6. Third-Party Links
Our website may contain links to third-party websites. JC Financial is not responsible for the privacy practices or the content of these third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.
7. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website with a new effective date.
Contact Us
Any questions, complaints, or claims regarding the Services should be directed to:
43752 Jackson St, Indio, CA 92201, USA
Thank you for using JC Financial Services!